If daily or weekly debits from several merchant cash advances are draining your cash flow, we help qualifying businesses restructure that debt into one manageable payment.
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What Debt Consolidation Actually Means
If you've taken multiple merchant cash advances to keep up with cash flow, you know the problem — daily or weekly debits from two, three, or more advances stacked on top of each other, each one eating into revenue before you ever see it.
Consolidating means restructuring those existing positions into a single, structured payoff — often a term loan or a revenue-based facility — that pays off your current advances as part of the funding. Instead of multiple debits pulling from your account every day, you're left with one predictable payment.
Qualification depends on your specific situation — how much MCA debt you're carrying, your monthly revenue, and time in business. Businesses that have been operating 2+ years with $40,000+ in monthly revenue are typically the best fit, but every case is reviewed individually.
Funding Solutions
Multiple funding options tailored to your business. No one-size-fits-all, no cookie-cutter solutions.
Funding based on your business revenue, not your credit score. Repayment flexes with your cash flow -- you pay more when business is booming, less when it slows.
Government-backed loans with the lowest rates and longest terms available. Ideal for established businesses looking to expand, purchase equipment, or refinance debt.
Traditional business loans with fixed terms and predictable payments. Plan ahead with confidence knowing exactly what you owe every period.
Short-term capital to bridge a gap -- waiting on a contract, invoice, or seasonal uptick? We'll get you there.
Simple Process
From application to cash in your account. No hoops, no hassle.
Fill out a quick form -- no long paperwork, no hard credit pull. Just the basics about your business and what you need.
Our network of funders competes for your business. You'll receive multiple offers with different terms -- pick what works for you.
Accept your offer and funds land directly in your business account, often within 24 hours. Start putting capital to work immediately.
Who We Serve
We work with businesses across virtually every vertical. If you generate revenue, we can help.
Testimonials
Real results from real businesses we've helped consolidate.
We had three MCAs stacked on top of each other and the daily debits were suffocating us. Consolidate Capital got us into one payment we could actually plan around.
Auto Repair Shop Owner
Automotive Industry
$210,000
CONSOLIDATED
I didn't think anyone could untangle the mess we were in with four different advances. They did it in under two weeks.
Restaurant Owner
Restaurant Industry
$165,000
CONSOLIDATED
Cash flow finally makes sense again. One payment instead of five daily debits changed everything for our team.
Construction Company
Construction Industry
$340,000
CONSOLIDATED
Qualifications
No perfect credit required. If your business is generating revenue, there's a strong chance we can help.
Time in Business
2+ years
Monthly Revenue
$40,000+
Credit Score
500+
Industry
Most accepted
Join hundreds of business owners who consolidated their debt through Consolidate Capital Group. Quick quiz, fast review, real results.
See What You Qualify For